Debt is a Heavy Load

posted by Jonathan Frei On Saturday, September 26, 2009

Debt is a heavy burden. Large, unexpected bills are worse, when they come due all at once. Even though I have the money stored away, it is still stressfull to know I'll have to part with so much of it so quickly.

I'm not sure I'm ready to be a grown up just yet. The weight of responsibility sometimes seems more than I can hold. But I am an adult now, and I have three people, including myself, counting on me. Now is no time for weakness. Now is no time to falter or back down.

I'll take care of the bill. Pay it and it will be over. Peace will follow. 

I am now determined to pay off all the rest of my debts. I still have two car loans, a furnature loan, and my school loans. It is a lot, and it will take hard work and sacrifice to make it happy, but the freedom that will come with unburdening myself and my family will make it all worth while. 

The plan is simple. Take care of the Hospital bill. Pay off my car. Pay off my wife's car. Pay the furniture bill. Pay off my school loans. That's it. That's all of it. Oh, also, make sure we are well insured to protect against financial hardship.

There are plenty of personal finance blogs out there offering advice on how to accomplish those goals, so I don't feel the need to elaborate on the how's of my situation. I only know that it is a necessary task and that the rewards will be so great and so worth while. I am thankful for the wonderful gifts I've received. 

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